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Privacy Policy


This privacy policy sets out how Unbiased Adviser uses and protects any information that you give Unbiased Adviser when you use this website.

Unbiased Adviser is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

Unbiased Adviser may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1st January 2010.

Our use of data
Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Web Sites. Data may be used by us for, but not limited to, the following reasons:

  • To enable you to access and use the Services
  • To personalise aspects of our overall service to you
  • To communicate with you
  • To process a transaction between you and a third party
  • Transmission by email of promotional materials that may be of interest to you
  • Transmission by SMS text of promotional materials that may be of interest to you
  • Contact by telephone with promotion materials that may be of interest to you
  • Contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Web Site.
Your Data may be transferred aboard to perform any of the actions listed above.

What we do with the information we gather
We require this information to understand your needs and provide you with a better service.

Internal Record Keeping
We may use the information to improve our products and services.
We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.

Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Our right to contact you
The use of any website operated by Unbiased Adviser constitutes an existing business relationship between you and Unbiased Adviser or any of its affiliates with whom Unbiased Adviser shares information in accordance with this Privacy Policy. Agreeing to Unbiased Adviser's privacy policy qualifies as consent to be contacted by, including but not limited to, telephone, email and by SMS text for changes in account status, changes in subscriber agreements, marketing opportunities, privacy policies and/or any other policies or agreements relevant to you or your account.

Third party websites and services
Unbiased Adviser may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment handling, delivery of purchased items, credit checking, search engine facilities, advertising and marketing. The providers of such services do have access to certain personal Data provided by you. Any Data provided by you which is used by such parties is used only to the extent required by them to perform the services that Unbiased Adviser requests. Any use for other purposes is strictly prohibited. Furthermore, any Data provided by you that is processed by third parties must be processed within the terms of this Policy and in accordance with the Data Protection Act 1998.

Third party providers and data privacy
If you decide to enter into a contract with a third party provider through a channel on our website, the information you have provided to us together with any further information requested by, and supplied by you to, the third party provider will be held by the provider for the purposes set out in that provider's privacy policy. Therefore, you are strongly advised to read your chosen provider's privacy policy and satisfy yourself as to the purposes for which the provider will use your personal information before entering into the contract. We have no responsibility for the uses to which a provider puts your personal information once you have contracted with that provider.

As part of the application process where a loan of financial product is involved some loan providers may need to check the files of a credit reference agency.

Changes to this policy
Unbiased Adviser reserves the right to change this Privacy Policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Web Site and you are deemed to have accepted the terms of the Policy on your first use of the Web Site following the alterations.


© All Rights Reserved & Asserted in All Media. The content and design of this website and attached documents are IPR protected and must not be used by any third party in any circumstances. All Intellectual Property Rights (IPR) will be strictly asserted. The content and design of this website and attached documents can only be used for your own personal use and must not be passed on by you to any other person(s) or organisation(s) or other legal/business/personal entity for marketing purposes without the express permission of Simon Panton.

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